Broker Check

Our Fees

Our first two meetings are always complimentary. We want to get to know you and learn which areas of your financial life may need our assistance.

This is a tiered fee schedule meaning the entire portfolio is charged the same asset management fee. Accounts within the same household may be combined for a reduced fee. Fees are billed quarterly in arrears based on the amount of assets managed as of the close of business on the last business day of each quarter.

Financial Planning

We offer to build one-time comprehensive financial plans at an hourly rate of $200. These plans provide a detailed analysis of your cash flow, investment portfolios, insurance coverage, tax planning, basic estate planning, college funding plans, and long term retirement projections.

Insurance

We are licensed to sell insurance products, such as annuities, for which we receive commissions from the insurance carriers.  Although this presents a conflict of interest, as fiduciaries, we only recommend these products when we firmly believe they are in the best interest of our client’s financial plans (e.g. when stable income is insufficient during retirement).

Frequently Asked Questions

A fiduciary is, "One who acts in utmost good faith, in a manner he or she reasonably believes to be in the best interest of the client." - CFP Board

In our opinion, the financial planning profession exists because of the many complex financial decisions that individuals and families face. A competent advisor can help guide you through certain tax and financial planning opportunities that may be challenging to recognize. These opportunities, when paired with a sound investment plan, can lead to a peace of mind that may be difficult to achieve without the help of a professional.

On average we meet with prospective clients four to six times before a decision is made. Before proposing a plan, we want to ensure that we have a complete understanding of your financial situation, your expectations, and that we are the right fit for one another.

It typically takes 3-14 days once the paperwork is submitted.

You can get started here.

These are both gold-standard designations in the financial industry. Below are excerpts from the websites of the Certified Financial Planner™ Board and the Chartered Financial Analyst Institute that elaborate on these credentials.

"Although many professionals may call themselves "financial planners," CFP® professionals have completed extensive training and experience requirements and are held to rigorous ethical standards. They understand the complexities of the changing financial climate and know how to make recommendations in your best interest." - CFP Board

"CFA charterholders are trained to understand what drives value in all dimensions of your financial life. They have mastered more than just the art and science of securities analysis and asset allocation. They also have expert-level portfolio management skills and the ability to work effectively with tax and intergenerational wealth planning experts to design an investment strategy specific to your objectives." - CFA Institute