Our firm specializes in building retirement plans with an emphasis on tax-efficient investing and withdrawal strategies. We feel blessed to serve the great people of our community and help navigate through the many complexities of retirement.
Below is a list of frequently asked questions; if you would like to learn more, please contact us.
Frequently Asked Questions
What is a fiduciary and what is the importance of the term?
A fiduciary is, "One who acts in utmost good faith, in a manner he or she reasonably believes to be in the best interest of the client." (CFP Board)
Why should I use a financial planner?
In our opinion, the financial planning profession exists because of the many complex financial decisions that individuals and families face. A competent advisor can help guide you through certain tax and financial planning opportunities that may be challenging to recognize. These opportunities, when paired with a sound investment plan, can lead to a peace of mind that may be difficult to achieve without the help of a professional.
How many meetings should I expect to have before becoming a client?
On average we meet with prospective clients four to six times before a decision is made. Before proposing a plan, we want to ensure that we have a complete understanding of your financial situation, your expectations, and that we are the right fit for one another.
How long will it take my accounts to transfer to Oceanside?
TD Ameritrade Clearing, Inc. (“TD Ameritrade”) is the firm that we use to custody our client assets. It typically takes 3-14 days once the paperwork is submitted.
How do I become a client?
You can get started here.
What does CFP® mean? What does CFA mean?
What are your fees and how are you compensated?
We periodically host educational webinars on topics related to markets, tax planning, retirement planning, etc. Visit our Webinars page to register for our next one, watch a previously recorded presentation, or suggest our next topic.