About Oceanside Advisors
Serving those retired or nearing retirement in the Lowcountry
Our Story & Purpose
We feel blessed to serve the great people of our community and help navigate through the many complexities of retirement
Founded in 2012, Oceanside Advisors became a registered investment advisor in 2014. Our team specializes in building investment and retirement plans with a heavy emphasis on proactive tax planning. We are proponents of taking extra time up front to analyze, educate, and communicate retirement planning options to prospective clients. We have designed a simple, three-step process to help you evaluate if our firm might be the right fit for you.
A Proven Process to Provide Peace of
Mind for Retirees
Educating our clients is one of our top priorities. Watching or reading financial media concerning markets can evoke some strong emotional responses that often lead to poor decisions. Because of this, many years ago we decided to produce our own educational material rooted in facts, data, and history, rather than speculation.
As a fiduciary retirement planning firm, we solely represent the needs and interests of the people we serve. With two CFP® professionals, as well as a CFA charterholder on staff, not only will you find our team members knowledgeable, but you will also discover that our staff truly cares about protecting your lifestyle.
Over time, tax laws and retirement planning conditions change. Our team closely monitors the unique retirement plans of our clients to ensure their plan remains sustainable. We do our best to proactively communicate upcoming legislative changes or recent academic research that suggests a certain action may improve a retirement plan.
Proactive Planning You Can Trust
Now and in the Future
Safe & Dynamic Portfolio
Proactive Tax Planning to
Reduce Your Tax Bill
Meet Our Team:
Johann Kroll, CFA, CFP®
Johann founded Oceanside Advisors in 2012 and the company became a registered investment advisor in 2014. He holds the Chartered Financial Analyst® designation and is a CERTIFIED FINANCIAL PLANNER™. Johann is also an active member of the CFA Society of South Carolina. He has over 17 years of personal investing experience and received a Bachelor’s degree in Finance from Ohio State University in Columbus, Ohio. During that time, Johann was a four-year scholar-athlete on the men’s varsity ice hockey team.
Previously, Johann held positions at Visionary Insurance Advocates, LLC and provided consulting services to Gradient Investments, LLC. Prior to his career in finance, Johann played four years of professional hockey where he won a Kelly Cup with the ECHL’s South Carolina Stingrays (08-09) and a Calder Cup with the AHL’s Hershey Bears (09-10). He was also awarded the Jerry Zucker Community Service Award for his involvement in the Lowcountry.
Johann happily resides in Charleston, SC with his wife Kaitlin, daughter Keegan, and son Nash.
Patrick Gaul, CFP®
Patrick joined Oceanside in the summer of 2017. He is a CERTIFIED FINANCIAL PLANNER™ and currently holds a Series 65 license. Patrick graduated from the University of Notre Dame with a Bachelor of Business Administration degree with a concentration in Finance. While at Notre Dame, he was a three-year Monogram award winner for the men's varsity ice hockey team.
Patrick played seven seasons of professional hockey with the South Carolina Stingrays, the last five of which he was an assistant captain. He was the recipient of the Heart, Hustle, and Desire award for three consecutive seasons. The honor is presented to one player who is considered by their peers to be the hardest working in their respective Conference, demonstrating heart, hustle, and desire each and every night, both on and off the ice. He was also honored as the Jerry Zucker Community Service Award winner for his dedication to the Charleston community.
Patrick is a native of Pittsburgh, PA and now resides in Charleston, SC with his wife Victoria.
Ross joined the Oceanside team in 2020. In addition to holding his Series 65 license, he is also a licensed insurance professional helping to implement risk-management policies when appropriate. Ross graduated from the Milwaukee School of Engineering (MSOE) where he earned a Bachelor of Science degree in Mechanical Engineering. While at MSOE, he was a four-year letter winner for the DIII men's ice hockey team, serving two-years as team captain.
Before joining Oceanside, he enjoyed twelve years as an account executive delivering energy efficient HVAC equipment and controls solutions for commercial applications. During that time, he spent eight years coaching youth hockey while also helping launch an adaptive sports sled hockey program in Milwaukee.
Ross currently resides in Mount Pleasant, SC where he enjoys golfing and spending time with his wife Kari, and sons Jackson and Austen.
Tyson Strachan, MBA
Tyson joined the Oceanside team in 2018. He attended Cardiff Metropolitan University in Cardiff, Wales where he earned an MBA degree in Finance with Merit. He went to Ohio State University where he was teammates with Johann Kroll for three of his four years. He now holds a Series 65 license.
Prior to joining Oceanside, Tyson played in the National Hockey League in eight of his eleven professional seasons. The remainder was spent in two different minor pro leagues in North America before finishing with a season in the United Kingdom.
During his hockey career, Tyson and his wife Kate founded and ran a non-profit that promoted and supported animal adoption and welfare. They currently reside in New Albany, Ohio with their son Rory and two adopted dogs, Petey and Beau.
Can we Retire Earlier?
Bob and Carol were both approaching age 60 and felt they had done a decent job saving. With a newfound desire to travel and spend more time with new grandkids, they wondered if earlier retirement was a possibility. However, a few concerns were keeping them up at night, including thoughts like:
- How can we bridge the gap for health insurance if we retire before Medicare begins at age 65?
- We are both currently healthy and would prefer to spend more money early in retirement while we feel good enough to travel. How can we safely plan for this financially?
- Given the majority of our retirement is held in pre-tax 401(k) plans, are there ways we can mitigate the significant taxes we will owe once Required Minimum Distributions begin?