CFP® Professionals & Financial Advisors in Mount Pleasant, SC

Oceanside Advisors is a fee-based, fiduciary registered investment adviser located in Mount Pleasant, SC, serving Charleston, Johns Island, James Island, and Daniel Island. Our planning is led by Johann Kroll, CFA, CFP®, and Patrick Gaul, CFP®, who build coordinated retirement, tax, and investment plans for households with $1 million or more in investable assets. As a registered investment adviser, we have a fiduciary duty to act in your best interest when providing advisory services.

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HOW WE CAN HELP

Services

We provide coordinated financial planning for pre-retirees and retirees in the Mount Pleasant area, built around these core services:

  • Retirement income planning — withdrawal strategies designed around your spending needs, account mix, and time horizon
  • Tax planning — proactive, year-round strategies intended to help manage your lifetime tax exposure, coordinated with your CPA or tax preparer
  • Investment management — diversified portfolios built around your risk tolerance and timeline, with attention to cost
  • Social Security analysis — modeling of claiming options so you can evaluate the trade-offs for your household
  • Medicare and long-term care planning — bringing healthcare cost and coverage decisions into your overall plan

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Our CFP® Team

Our Mount Pleasant team works directly with clients on every part of their financial plan:

  • Johann Kroll, CFA, CFP® — Founder
  • Patrick Gaul, CFP® — Partner
  • Tyson Strachan, MBA (Finance) — Advisor
  • Nick Schilkey — Advisor

Johann and Patrick are CFP® professionals. CFP® certification requires completing CFP Board's education, examination, experience, and ethics requirements, and CFP® professionals are held to CFP Board's fiduciary standard when providing financial planning advice.

WHY OCEANSIDE ADVISORS?

Local Planning Focus

Hypothetical planning scenario — "Can we retire earlier?"

The following is a hypothetical illustration prepared for educational purposes only. It does not describe an actual client or client experience, is not a testimonial, and does not reflect results any client has achieved or will achieve.

Consider a Mount Pleasant-area couple exploring retirement at age 60. A coordinated plan would address bridging healthcare coverage in the years before Medicare eligibility, the sequencing of withdrawals across taxable, tax-deferred, and Roth accounts, and Required Minimum Distribution planning ahead of the RMD age. Our planning work is built to address these decisions together rather than in isolation.

Frequently Asked Questions

What does a CFP® professional in Mount Pleasant, SC do?

A CFP® professional builds a coordinated plan across retirement income, tax, investment, and estate considerations, and is held to CFP Board's fiduciary standard when providing financial planning advice. Oceanside Advisors is a registered investment adviser and has a fiduciary duty to act in our clients' best interests when providing advisory services. Our planning focuses on pre-retirees and retirees in Mount Pleasant and the greater Charleston area.

How is Oceanside Advisors compensated?

Oceanside Advisors is a fee-based, fiduciary registered investment adviser. The majority of our compensation comes from advisory fees paid directly by our clients. Johann Kroll is also licensed as an insurance agent through Oceanside Advisors and may receive commissions on insurance products, which accounts for a small portion of his time and of the firm's compensation. Clients are never required to purchase insurance through us and may work with any insurance agent they choose. Because that compensation creates a conflict of interest, we disclose it in Item 5 of our Form ADV Part 2A and address it through our fiduciary obligations to you.

Who is a good fit for Oceanside Advisors' financial planning services?

We provide the most value to households in or near retirement with at least $1 million in investable assets who want a coordinated retirement income, tax, and withdrawal strategy across all of their accounts.

How do I get started with a financial advisor near Mount Pleasant, SC?

Start with a complimentary initial case analysis. We review your current accounts, income sources, and goals, then discuss where we see planning gaps and what strategies may be worth considering. There is no cost and no obligation to continue.

 

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Oceanside Advisors
235 Magrath Darby Boulevard, Suite 150, Mount Pleasant, SC 29464

(843) 830-6568
info@oceansideadvisors.com

Oceanside Advisors is a registered investment adviser. Registration does not imply a certain level of skill or training. The information on this page is provided for educational purposes only and does not constitute investment, tax, or legal advice, nor a recommendation to buy or sell any security. Investing involves risk, including the possible loss of principal. Diversification does not ensure a profit or protect against loss. Any projections or illustrations are hypothetical, are not guarantees of future results, and are based on assumptions that may not prove accurate. Oceanside Advisors does not provide tax preparation or legal services; please consult your own tax and legal professionals. Additional information about our services, fees, and conflicts of interest is available in our Form ADV Part 2A and Form CRS.

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board's initial and ongoing certification requirements. CFA® and Chartered Financial Analyst® are registered trademarks owned by CFA Institute.