Insurance Analysis

Insurance can be a sensitive subject. Although it may be difficult to discuss these scenarios, ensuring necessary coverage is a crucial part of any comprehensive financial plan.

Life Insurance - Do you understand the importance of life insurance?

The last thing you want to leave your loved ones with is outstanding debt that they cannot afford. We help our clients calculate a benefit amount that would financially protect their beneficiaries from an unexpected tragedy.



Long Term Care Insurance - Do you know the average cost of today's long-term care facilities?

In 2016, the national average cost for a private room in a nursing home was nearly $7,700/month. Most retirees do not consider long-term care insurance until it is too late.



Annuity Analysis - Do you understand all the parts of your annuity?

Annuities are often extremely complex. Many individuals do not understand the fees, riders, benefits, and income options of their existing annuities. We will help you determine if your annuity is still the right fit for your retirement plan.



Disability Insurance - What would happen if your were injured and could no longer work?

Unfortunately, many of today's workers do not consider this risk. Without a disability income policy, it will likely be difficult for you to fill the unexpected loss of income. This is especially important for those whose professions are highly specialized, such as physicians, executives, attorneys, and athletes.



Homeowners/Auto Insurance - Do you have adequate home and auto insurance?

Home and auto insurance policies can be challenging to comprehend and are an important part of your financial well-being. We assess your current policies and financial situation and ensure that you have proper coverage given your financial standing.



Personal Liability (Umbrella) - Do you have sufficient insurance to protect your assets in the event of a lawsuit?

We currently live in a very litigious period of time. Umbrella insurance provides additional coverage above what you may already have through home and auto for situations where those policies do not cover the entire settlement amount. We analyze your situation and help you determine the amount of coverage necessary to better protect your family.



Life Insurance - Do you understand the importance of life insurance?

The last thing you want to leave your loved ones with is outstanding debt that they cannot afford. We help our clients calculate a benefit amount that would financially protect their beneficiaries from an unexpected tragedy.



Long Term Care Insurance - Do you know the average cost of today's long-term care facilities?

In 2016, the national average cost for a private room in a nursing home was nearly $7,700/month. Most retirees do not consider long-term care insurance until it is too late.



Annuity Analysis - Do you understand all the parts of your annuity?

Annuities are often extremely complex. Many individuals do not understand the fees, riders, benefits, and income options of their existing annuities. We will help you determine if your annuity is still the right fit for your retirement plan.



Disability Insurance - What would happen if your were injured and could no longer work?

Unfortunately, many of today's workers do not consider this risk. Without a disability income policy, it will likely be difficult for you to fill the unexpected loss of income. This is especially important for those whose professions are highly specialized, such as physicians, executives, attorneys, and athletes.



Homeowners/Auto Insurance - Do you have adequate home and auto insurance?

Home and auto insurance policies can be challenging to comprehend and are an important part of your financial well-being. We assess your current policies and financial situation and ensure that you have proper coverage given your financial standing.



Personal Liability (Umbrella) - Do you have sufficient insurance to protect your assets in the event of a lawsuit?

We currently live in a very litigious period of time. Umbrella insurance provides additional coverage above what you may already have through home and auto for situations where those policies do not cover the entire settlement amount. We analyze your situation and help you determine the amount of coverage necessary to better protect your family.



Insurance can be a sensitive subject. Although it may be difficult to discuss these scenarios, ensuring necessary coverage is a crucial part of any comprehensive financial plan.

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Whether you are looking for a new advisor, would like to hear about our 401(k) plan solutions, or would just like some more information, please send us a message below.

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